Partnering with Student Loan Planner | Earnest | Earnest
Student Loan Refinancing
Student Loan Planner readers get up to $1,500 for refinancing
Receive a $200 cash bonus when you refinance1 $50,000 to $99,999.99, or a $500 bonus (plus a $500 gift card from Student Loan Planner) when you refinance $100,000 to $199,999.99, or a $500 bonus (plus a $1,000 gift card from Student Loan Planner) when you refinance $200,000+ You could lower2 your student loan interest rate and put up to $1,500 towards your new loan with Earnest.
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Lower Your Interest Rate
Ready to Refinance?
Student Loan Planner believes that everyone should have power over their money. That’s why they partnered with Earnest to help you refinance your student loans.
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Refinancing Benefits
Get rewarded for paying your loans
You work hard to pay for your student loans. By refinancing, you get to reap the benefits of responsible financial choices.
Potentially save thousands
Customize your new loan payment
Remove a loan cosigner
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Rate Check
Find a low interest rate
The lower your interest rate, the more money you can put towards the loan balance.
Variable Rates
Starting at
5.58%APR
( including a 0.25%
Auto Pay
discount )
Fixed Rates
Starting at
3.94%APR
(Including a 0.25%
Auto Pay
discount )
These are our lowest starting rates and contain our 0.25% Auto Pay discount from a checking or savings account. Some borrowers may see higher rates based on their credit. Variable rates not available in AK, IL, MN, NH, OH, TN, and TX.
Why Earnest
Here's why our clients love us
“Such a stress-reliever
For the first time, it feels like I may be able to actually pay down my student loan debt and have some control over my future.”
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Courtney
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“Happy I found Earnest
The approval process was much better than other companies and truly focused on helping people reduce their interest rates.”
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Lauren
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“The best place to refinance
In only 5 minutes I was approved at half the monthly cost and interest percentage! I'm glad I went through Earnest!”
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Ryan
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“Earnest is awesome
Got a much better rate with them and was able to refinance again when my credit score got better!”
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Sabrina
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“What a relief
Compared with other refinance options, Earnest offered me the best rate and was the most transparent.”
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Stephanie
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Disclaimers
1 Please note that you will lose benefits associated with your underlying federal loans, such as federal Income-driven Repayment Plans, Economic Hardship Deferment, Public Service Loan Forgiveness, or other deferment and forbearance options, if you refinance into a private loan. If you file for bankruptcy, you may still be required to pay back this loan.
2 Choosing to refinance to a longer term may lower your monthly payment, but increase the amount of interest you may pay. Choosing to refinance to a shorter term may increase your monthly payment, but lower the amount of interest you may pay. Review your loan documentation for the total cost of your refinanced loan.