Student Loan Calculator | See Your Payment | Earnest
Refinance Student Loans
Student Loan Payment Calculator
Estimate your monthly student loan payments
Loan Amount Loan Term Expected Graduation Date Interest Rate Type (APR) Repayment Option
- Deferred
- Fixed
- Interest Only
- Full Principal & Interest
Your Est. Student Loan Payments
Total Cost
$-
In School
$-/mo
Full Repayment
$-/mo
Keep in mind, these are estimates.
Deferred Repayment
Making no payments while in school frees up cash in your budget, but results in the highest total loan cost.
Pay for college with a low-rate, flexible Earnest Private Student Loan.
Questions?
Get the FAQs on Private Student Loans
- What federal loan alternatives should I consider before applying for a private student loan?
- What is the most I can borrow with student loans?
- Who is eligible for Earnest private student loans?
- Do I qualify for federal or private student loans?
- Do I need a cosigner?
- What are the advantages of private student loans vs. federal student loans?
- Does Earnest offer flexible repayment options?
- What kind of interest rates or APR does Earnest charge?
- Does Earnest offer consolidation loans for students?
- How quickly can I get my student loan?
- What kinds of private student loan options does Earnest offer?
- Do you offer loans to international students?
This calculator is a tool to help you visualize repayment options for student loans based on various scenarios provided by you. The information on this page is presented for general personal finance education and it is not intended to provide legal, financial, or tax advice. The accuracy of the calculated results is not guaranteed, and the results are intended for illustrative purposes only. This calculator does not indicate whether you would qualify for an Earnest loan, and the interest rate we approve for you may be higher than the options shown in this calculator if you do qualify. Note that even if you refinance your student loans with Earnest, the outputs of the calculator may not align with loan agreement terms due to several factors, such as your repayment schedule, the interest rate we approve for you, whether you end up choosing a fixed or variable interest rate upon approval, or the timing for sending a payoff to former servicers.