Student Loan Professor | Earnest | Earnest
Student Loan Refinancing
Student Loan Professor (formerly DWOQ) members changed their payment with Earnest
Make it easier to pay off your student loans with refinancing. Check your rate and see why Student Loan Professor (formerly DWOQ) members refinance with Earnest.
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Working Together
Why Earnest?
Student Loan Professor (formerly DWOQ) helps you make all the right money moves. Earnest helps you refinance your student loans.
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Refinancing Benefits
Get rewarded for paying your loans
You work hard to pay for your student loans. By refinancing, you get to reap the benefits of responsible financial choices.
- Potentially save thousands
- Customize your new loan payment
- Remove a loan cosigner
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Find a low interest rate
The lower your interest rate, the more money you can put towards the loan balance.
Variable Rates
Starting at
5.58%APR
( including a 0.25% Auto Pay discount )
Fixed Rates
Starting at
3.94%APR
(Including a 0.25% Auto Pay discount )
These are our lowest starting rates and contain our 0.25% Auto Pay discount from a checking or savings account. Some borrowers may see higher rates based on their credit. Variable rates not available in AK, IL, MN, NH, OH, TN, and TX.
Here's why our clients love us
“Such a stress-reliever
For the first time, it feels like I may be able to actually pay down my student loan debt and have some control over my future.” — Edited for brevity
“Happy I found Earnest
The approval process was much better than other companies and truly focused on helping people reduce their interest rates.” — Edited for brevity
“The best place to refinance
In only 5 minutes I was approved at half the monthly cost and interest percentage! I'm glad I went through Earnest!” — Edited for brevity
“Earnest is awesome
Got a much better rate with them and was able to refinance again when my credit score got better!” — Edited for brevity
“What a relief
Compared with other refinance options, Earnest offered me the best rate and was the most transparent.” — Edited for brevity