Low-Cost Loans for Magoosh Customers | Earnest | Earnest
Private Student Loans
Magoosh customers cover up to 100% of college costs
Jump into next semester with a no-fee, flexible private student loan.
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Affordability Matters
Why Earnest?
College affordability is a problem. Earnest offers a solution: Payment flexibility, no fees, and a consolidated rate. Get after it!
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Meet Earnest
Student Loans with Serious Benefits
Get set for college. Pick your payment, get more time to pay, and talk to someone on our team if you need help.
Skip a payment once per year
Save with a .25%
Auto Pay
discount
Quickly apply with a cosigner
Longer
9-month grace period
Pick an in-school repayment option
Talk to a human
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Rate Check
Find a low interest rate
The lower your interest rate, the more money you can put towards the loan balance.
Variable Rates
Starting at
4.99%APR
( including a 0.25%
Auto Pay
discount )
Fixed Rates
Starting at
2.44%APR
(Including a 0.25%
Auto Pay
discount )
These are our lowest starting rates and contain our 0.25% Auto Pay discount from a checking or savings account. Some borrowers may see higher rates based on their credit. Variable rates not available in AK, IL, MN, NH, OH, TN, and TX.
Why Earnest
Here's why our clients love us
“Such a stress-reliever
For the first time, it feels like I may be able to actually pay down my student loan debt and have some control over my future.”
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Courtney
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“Happy I found Earnest
The approval process was much better than other companies and truly focused on helping people reduce their interest rates.”
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Lauren
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“The best place to refinance
In only 5 minutes I was approved at half the monthly cost and interest percentage! I'm glad I went through Earnest!”
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Ryan
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“Earnest is awesome
Got a much better rate with them and was able to refinance again when my credit score got better!”
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Sabrina
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“What a relief
Compared with other refinance options, Earnest offered me the best rate and was the most transparent.”
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Stephanie