Lending Licenses | Earnest | Earnest
This site uses cookies to operate and improve your experience. You may accept all cookies, reject non-essential cookies, or manage your preferences. Please view our Privacy Policy for details on how we use cookies. Manage Preferences
Reject Non-EssentialAccept All
Refinance Student Loans
Student Loans
Resources
Lending Licenses
Earnest Operations LLC currently holds lending licenses in the following states:
State
Alabama
License Number
MC 22523
License Type
Consumer Credit License
Action
Arizona
License Number
CL 0928802
License Type
Consumer Lender
Action
California
License Number
605 4788
License Type
Student Loan Servicer
Action
California
License Number
6054788
License Type
Finance Lender License
Action
Colorado
License Number
SLS-3000025
License Type
Student Loan Servicer
Action
Colorado
License Number
SUP-4000217
License Type
Supervised Lender License
Action
Connecticut
License Number
SLC-1204917
License Type
Small Loan Lender License
Action
Connecticut
License Number
C - 1204917
License Type
Student Loan Servicer
Action
Connecticut
License Number
PELR-1204917
License Type
Private Education Lender
Action
Delaware
License Number
026225
License Type
Licensed Lender
Action
District of Columbia
License Number
ML 1204917
License Type
Money Lender License
Action
District of Columbia
License Number
SLS1204917
License Type
Student Loan Servicer
Action
Idaho
License Number
RRL-9469
License Type
Regulated Lender License
Action
Illinois
License Number
SLS 0000003
License Type
Student Loan Servicer
Action
Indiana
License Number
26995
License Type
Loan License
Action
Iowa
License Number
2016-0100
License Type
Non-Resident Regulated Loan License
Action
Iowa
License Number
88883422
License Type
Master Loan Company Registration
Action
Kansas
License Number
SL.0026653
License Type
Supervised Loan License
Action
Kentucky
License Number
CL416906
License Type
Consumer Loan License
Action
Kentucky
License Number
SLS836924
License Type
Student Loan Servicer
Action
Louisiana
License Number
1204917
License Type
Licensed Lender Main Office
Action
Maine
License Number
SLR15893
License Type
Private Student Lender Registry License
Action
Maine
License Number
1687423
License Type
Student Loan Servicer
Action
Maine
License Number
SLM14200
License Type
Supervised Lender License
Action
Maryland
License Number
1204917
License Type
Installment Loan
Action
Maryland
License Number
1204917
License Type
Collection Agency
Action
Maryland
License Number
1204917
License Type
Student Financing Company
Action
Maryland
License Number
1204917
License Type
Consumer Loan
Action
Massachusetts
License Number
SL1204917
License Type
Small Loan License
Action
Massachusetts
License Number
SLS1204917
License Type
Student Loan Servicer
Action
Michigan
License Number
RL0020238, Michigan Department of Insurance and Financial Services, PO Box 30220, Lansing, MI 48909-7720; 1-877-999-6442
License Type
Regulated Loan License
Action
Minnesota
License Number
MN-RL-1204917
License Type
Regulated Loan Company License
Action
Minnesota
License Number
MN-SLS-1204917
License Type
Student Loan Servicer License
Action
Mississippi
License Number
N/A
License Type
Small Loan License
Action
View
Missouri
License Number
367-24-7727
License Type
Consumer Credit Loan Company
Action
Missouri
License Number
Maximum Rates & Fees Disclosure
License Type
https://www.earnest.com/rate-disclosures
Action
Montana
License Number
1204917
License Type
Consumer Loan License
Action
Nevada
License Number
IL11271
License Type
Installment Loan License
Action
Nevada
License Number
SLS00022
License Type
Student Loan Servicer License
Action
New Hampshire
License Number
22313-SM
License Type
Small Loan Lender License
Action
New Jersey
License Number
L074115
License Type
Consumer Lender
Action
New Jersey
License Number
1204917
License Type
Student Loan Servicer
Action
New Mexico
License Number
02280
License Type
Small Loan License
Action
New Mexico
License Number
New Mexico TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL: Client Happiness Team - Earnest P.O. Box 9250, Wilkes-Barre, PA 18773-9250. (888) 601-2801. hello@earnest.com. This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, PO. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financial-institutions.
License Type
Lending Operations Brochure
Action
New York
License Number
1204917
License Type
Student Loan Servicer
Action
North Dakota
License Number
MB103251
License Type
Money Broker License
Action
Ohio
License Number
CI.550010.000
License Type
Consumer Installment Loan
Action
Oklahoma
License Number
SL008410
License Type
Supervised Lender License
Action
Oregon
License Number
0447-001-C
License Type
Consumer Finance License
Action
Oregon
License Number
1204917
License Type
Student Loan Servicer
Action
Pennsylvania
License Number
45960
License Type
Consumer Discount Company
Action
Rhode Island
License Number
20183638LL
License Type
Lender License
Action
Rhode Island
License Number
20193846SS
License Type
Student Loan Servicer
Action
South Carolina
License Number
CGL-152677
License Type
Consumer Credit Grantor
Action
South Dakota
License Number
1204917.MYL
License Type
Money Lender License
Action
Tennessee
License Number
171745
License Type
Industrial Loan and Thrift License
Action
Utah
License Number
N/A
License Type
Consumer Credit Notification
Action
Vermont
License Number
6928
License Type
Lender License
Action
Virginia
License Number
ES-26
License Type
Qualified Education Loan Servicer License
Action
Washington
License Number
CL 1204917
License Type
Consumer Loan
Action
West Virginia
License Number
L0771933888
License Type
Business Registration Certificate
Action
N/A
Wisconsin
License Number
N/A
License Type
Consumer Act Registration
Action
Wyoming
License Number
CL-3764
License Type
Consumer Lender License
Action
| State | License Number | License Type | Action |
|---|---|---|---|
| Alabama | MC 22523 | Consumer Credit License | View |
| Arizona | CL 0928802 | Consumer Lender | View |
| California | 605 4788 | Student Loan Servicer | View |
| California | 6054788 | Finance Lender License | View |
| Colorado | SLS-3000025 | Student Loan Servicer | View |
| Colorado | SUP-4000217 | Supervised Lender License | View |
| Connecticut | SLC-1204917 | Small Loan Lender License | View |
| Connecticut | C - 1204917 | Student Loan Servicer | View |
| Connecticut | PELR-1204917 | Private Education Lender | View |
| Delaware | 026225 | Licensed Lender | View |
| District of Columbia | ML 1204917 | Money Lender License | View |
| District of Columbia | SLS1204917 | Student Loan Servicer | View |
| Idaho | RRL-9469 | Regulated Lender License | View |
| Illinois | SLS 0000003 | Student Loan Servicer | View |
| Indiana | 26995 | Loan License | View |
| Iowa | 2016-0100 | Non-Resident Regulated Loan License | View |
| Iowa | 88883422 | Master Loan Company Registration | View |
| Kansas | SL.0026653 | Supervised Loan License | View |
| Kentucky | CL416906 | Consumer Loan License | View |
| Kentucky | SLS836924 | Student Loan Servicer | View |
| Louisiana | 1204917 | Licensed Lender Main Office | View |
| Maine | SLR15893 | Private Student Lender Registry License | View |
| Maine | 1687423 | Student Loan Servicer | View |
| Maine | SLM14200 | Supervised Lender License | View |
| Maryland | 1204917 | Installment Loan | View |
| Maryland | 1204917 | Collection Agency | View |
| Maryland | 1204917 | Student Financing Company | View |
| Maryland | 1204917 | Consumer Loan | View |
| Massachusetts | SL1204917 | Small Loan License | View |
| Massachusetts | SLS1204917 | Student Loan Servicer | View |
| Michigan | RL0020238, Michigan Department of Insurance and Financial Services, PO Box 30220, Lansing, MI 48909-7720; 1-877-999-6442 | Regulated Loan License | View |
| Minnesota | MN-RL-1204917 | Regulated Loan Company License | View |
| Minnesota | MN-SLS-1204917 | Student Loan Servicer License | View |
| Mississippi | N/A | Small Loan License | View |
| Missouri | 367-24-7727 | Consumer Credit Loan Company | View |
| Missouri | Maximum Rates & Fees Disclosure | https://www.earnest.com/rate-disclosures | View |
| Montana | 1204917 | Consumer Loan License | View |
| Nevada | IL11271 | Installment Loan License | View |
| Nevada | SLS00022 | Student Loan Servicer License | View |
| New Hampshire | 22313-SM | Small Loan Lender License | View |
| New Jersey | L074115 | Consumer Lender | View |
| New Jersey | 1204917 | Student Loan Servicer | View |
| New Mexico | 02280 | Small Loan License | View |
| New Mexico | New Mexico TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL: Client Happiness Team - Earnest P.O. Box 9250, Wilkes-Barre, PA 18773-9250. (888) 601-2801. hello@earnest.com. This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, PO. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financial-institutions. | Lending Operations Brochure | View |
| New York | 1204917 | Student Loan Servicer | View |
| North Dakota | MB103251 | Money Broker License | View |
| Ohio | CI.550010.000 | Consumer Installment Loan | View |
| Oklahoma | SL008410 | Supervised Lender License | View |
| Oregon | 0447-001-C | Consumer Finance License | View |
| Oregon | 1204917 | Student Loan Servicer | View |
| Pennsylvania | 45960 | Consumer Discount Company | View |
| Rhode Island | 20183638LL | Lender License | View |
| Rhode Island | 20193846SS | Student Loan Servicer | View |
| South Carolina | CGL-152677 | Consumer Credit Grantor | View |
| South Dakota | 1204917.MYL | Money Lender License | View |
| Tennessee | 171745 | Industrial Loan and Thrift License | View |
| Utah | N/A | Consumer Credit Notification | View |
| Vermont | 6928 | Lender License | View |
| Virginia | ES-26 | Qualified Education Loan Servicer License | View |
| Washington | CL 1204917 | Consumer Loan | View |
| West Virginia | L0771933888 | Business Registration Certificate | N/A |
| Wisconsin | N/A | Consumer Act Registration | View |
| Wyoming | CL-3764 | Consumer Lender License | View |
Utah Branch
State
Alabama
License Number
MC 22523.001
License Type
Consumer Credit License
Action
Arizona
License Number
CL-BR-0123345
License Type
Consumer Lender
Action
California
License Number
N/A
License Type
Student Loan Servicer
Action
California
License Number
60DBO 79164
License Type
Finance Lender
Action
Colorado
License Number
SUP-4000217-001
License Type
Supervised Lender License
Action
Colorado
License Number
SLS-3000025-001
License Type
Student Loan Servicer
Action
Connecticut
License Number
SLC-BCH-1687423
License Type
Small Loan Company License
Action
Connecticut
License Number
CTSTUDENTLNSERVICER_B-1687423
License Type
Student Loan Servicer
Action
Delaware
License Number
26226
License Type
Licensed Lender
Action
District of Columbia
License Number
SLS1687423
License Type
Student Loan Servicer
Action
District of Columbia
License Number
ML1687423
License Type
Money Lender
Action
Idaho
License Number
RRLB-9880
License Type
Regulated Lender License
Action
Indiana
License Number
N/A
License Type
Loan License
Action
N/A
Iowa
License Number
2017*0141
License Type
Non-Resident Regulated Loan License
Action
Kansas
License Number
SL-0026653-BR.001
License Type
Supervised Loan License
Action
Kentucky
License Number
CL701739
License Type
Consumer Loan License
Action
Kentucky
License Number
SLS836925
License Type
Student Loan Servicer
Action
Louisiana
License Number
1687423
License Type
Licensed Lender - Licensed Lender Branch
Action
Maine
License Number
1687423
License Type
Student Loan Servicer
Action
Maine
License Number
SLB14283
License Type
Supervised Lender Branch
Action
Massachusetts
License Number
SLS1204917
License Type
Student Loan Servicer
Action
Michigan
License Number
Michigan Department of Insurance and Financial Services, P O Box 30220, Lansing, MI 48909-7720; 1-877-999-6442
License Type
Regulated Loan Company License
Action
N/A
Minnesota
License Number
MN-RLBR-1687423
License Type
Regulated Loan Company License
Action
Minnesota
License Number
MN-SLSBR-1687423
License Type
Student Loan Servicer License
Action
Mississippi
License Number
N/A
License Type
Small Loan Regulatory and Privilege Tax Law License
Action
N/A
Missouri
License Number
367-23-8224
License Type
Consumer Credit Loan Company
Action
Montana
License Number
1687423
License Type
Consumer Loan License
Action
North Dakota
License Number
NDBR1687423
License Type
Money Broker License
Action
New Jersey
License Number
L074116
License Type
Consumer Lender
Action
New Jersey
License Number
N/A
License Type
Student Loan Servicer
Action
New Mexico
License Number
02281
License Type
Small Loan License
Action
Ohio
License Number
CI.550010.001-BR
License Type
Certificate
Action
Oklahoma
License Number
SL008591
License Type
Supervised Lender License
Action
Oregon
License Number
0447-002-C
License Type
Consumer Finance License
Action
Oregon
License Number
1687432
License Type
Student Loan Servicer
Action
Pennsylvania
License Number
45960.001
License Type
Consumer Discount Company License
Action
Rhode Island
License Number
20183638LL BO1
License Type
Lender License
Action
South Carolina
License Number
CGL-152676
License Type
Consumer Credit Grantor
Action
South Dakota
License Number
1687423 MYL-br
License Type
Money Lender License
Action
Tennessee
License Number
171745-101
License Type
Industrial Loan and Thrift
Action
Vermont
License Number
7131
License Type
Lender License
Action
Washington
License Number
CL-1687423
License Type
Consumer Loan License
Action
Wyoming
License Number
CL-3796
License Type
Consumer Lender License
Action
| State | License Number | License Type | Action |
|---|---|---|---|
| Alabama | MC 22523.001 | Consumer Credit License | View |
| Arizona | CL-BR-0123345 | Consumer Lender | View |
| California | N/A | Student Loan Servicer | View |
| California | 60DBO 79164 | Finance Lender | View |
| Colorado | SUP-4000217-001 | Supervised Lender License | View |
| Colorado | SLS-3000025-001 | Student Loan Servicer | View |
| Connecticut | SLC-BCH-1687423 | Small Loan Company License | View |
| Connecticut | CTSTUDENTLNSERVICER_B-1687423 | Student Loan Servicer | View |
| Delaware | 26226 | Licensed Lender | View |
| District of Columbia | SLS1687423 | Student Loan Servicer | View |
| District of Columbia | ML1687423 | Money Lender | View |
| Idaho | RRLB-9880 | Regulated Lender License | View |
| Indiana | N/A | Loan License | N/A |
| Iowa | 2017*0141 | Non-Resident Regulated Loan License | View |
| Kansas | SL-0026653-BR.001 | Supervised Loan License | View |
| Kentucky | CL701739 | Consumer Loan License | View |
| Kentucky | SLS836925 | Student Loan Servicer | View |
| Louisiana | 1687423 | Licensed Lender - Licensed Lender Branch | View |
| Maine | 1687423 | Student Loan Servicer | View |
| Maine | SLB14283 | Supervised Lender Branch | View |
| Massachusetts | SLS1204917 | Student Loan Servicer | View |
| Michigan | Michigan Department of Insurance and Financial Services, P O Box 30220, Lansing, MI 48909-7720; 1-877-999-6442 | Regulated Loan Company License | N/A |
| Minnesota | MN-RLBR-1687423 | Regulated Loan Company License | View |
| Minnesota | MN-SLSBR-1687423 | Student Loan Servicer License | View |
| Mississippi | N/A | Small Loan Regulatory and Privilege Tax Law License | N/A |
| Missouri | 367-23-8224 | Consumer Credit Loan Company | View |
| Montana | 1687423 | Consumer Loan License | View |
| North Dakota | NDBR1687423 | Money Broker License | View |
| New Jersey | L074116 | Consumer Lender | View |
| New Jersey | N/A | Student Loan Servicer | View |
| New Mexico | 02281 | Small Loan License | View |
| Ohio | CI.550010.001-BR | Certificate | View |
| Oklahoma | SL008591 | Supervised Lender License | View |
| Oregon | 0447-002-C | Consumer Finance License | View |
| Oregon | 1687432 | Student Loan Servicer | View |
| Pennsylvania | 45960.001 | Consumer Discount Company License | View |
| Rhode Island | 20183638LL BO1 | Lender License | View |
| South Carolina | CGL-152676 | Consumer Credit Grantor | View |
| South Dakota | 1687423 MYL-br | Money Lender License | View |
| Tennessee | 171745-101 | Industrial Loan and Thrift | View |
| Vermont | 7131 | Lender License | View |
| Washington | CL-1687423 | Consumer Loan License | View |
| Wyoming | CL-3796 | Consumer Lender License | View |
Servicing/Collections
State
Maryland
License Number
1204917
License Type
Collection Agency License
Action
| State | License Number | License Type | Action |
|---|---|---|---|
| Maryland | 1204917 | Collection Agency License | Go to NMLS |
© 2026 Earnest LLC. All rights reserved.
a750482796.cdn.optimizely.com
a750482796.cdn.optimizely.com is blocked
This page has been blocked by an extension
- Try disabling your extensions.
ERR_BLOCKED_BY_CLIENT
Reload
This page has been blocked by an extension