## Eligibility

- [How Does Earnest Determine Loan Ownership? | Student Loan Refinancing](https://help.earnest.com/hc/en-us/articles/6833855067927-How-Does-Earnest-Determine-Loan-Ownership-Student-Loan-Refinancing)
- [Do you refinance loans in default or that have been sent to a collection agency? | Student Loan Refinancing](https://help.earnest.com/hc/en-us/articles/6833667624215-Do-you-refinance-loans-in-default-or-that-have-been-sent-to-a-collection-agency-Student-Loan-Refinancing)
- [Can I Refinance My Prodigy Finance Loan With Earnest? | Student Loan Refinancing](https://help.earnest.com/hc/en-us/articles/4416073304471-Can-I-Refinance-My-Prodigy-Finance-Loan-With-Earnest-Student-Loan-Refinancing)
- [My Student Loans Are Held By an Institution Outside The U.S., Can I Refinance With You? | Student Loan Refinancing](https://help.earnest.com/hc/en-us/articles/360038927814-My-Student-Loans-Are-Held-By-an-Institution-Outside-The-U-S-Can-I-Refinance-With-You-Student-Loan-Refinancing)
- [Can I Refinance My Current Earnest Student Loan Refinance Again? | Student Loan Refinancing](https://help.earnest.com/hc/en-us/articles/360016314973-Can-I-Refinance-My-Current-Earnest-Student-Loan-Refinance-Again-Student-Loan-Refinancing)
- [Is My School And/Or Program Eligible? | Applying for Loans](https://help.earnest.com/hc/en-us/articles/218394038-Is-My-School-And-Or-Program-Eligible-Applying-for-Loans)
- [I'm Currently Enrolled in School, Can I Refinance? | Student Loan Refinancing](https://help.earnest.com/hc/en-us/articles/115006506508-I-m-Currently-Enrolled-in-School-Can-I-Refinance-Student-Loan-Refinancing)
- [Can I refinance student loans for schooling I did not complete? | Student Loan Refinancing](https://help.earnest.com/hc/en-us/articles/218394018-Can-I-refinance-student-loans-for-schooling-I-did-not-complete-Student-Loan-Refinancing)
- [I have student loans from an associate degree, can I refinance with Earnest? | Student Loan Refinancing](https://help.earnest.com/hc/en-us/articles/236098748-I-have-student-loans-from-an-associate-degree-can-I-refinance-with-Earnest-Student-Loan-Refinancing)
- [Is it possible to refinance both federal and private student loans?](https://help.earnest.com/hc/en-us/articles/218912977-Is-it-possible-to-refinance-both-federal-and-private-student-loans)
- [Can I refinance loans that have been consolidated or refinanced previously?](https://help.earnest.com/hc/en-us/articles/218394078-Can-I-refinance-loans-that-have-been-consolidated-or-refinanced-previously)
- [Can Earnest transfer a student loan from one person's name to another? | Student Loan Refinancing](https://help.earnest.com/hc/en-us/articles/219824307-Can-Earnest-transfer-a-student-loan-from-one-person-s-name-to-another-Student-Loan-Refinancing)
- [Can my spouse and I refinance and consolidate our loans together? | Student Loan Refinancing](https://help.earnest.com/hc/en-us/articles/218394088-Can-my-spouse-and-I-refinance-and-consolidate-our-loans-together-Student-Loan-Refinancing)
- [Are Parent Plus loans eligible for refinancing?](https://help.earnest.com/hc/en-us/articles/218912717-Are-Parent-Plus-loans-eligible-for-refinancing)
- [Can I refinance someone else’s loans?](https://help.earnest.com/hc/en-us/articles/218393538-Can-I-refinance-someone-else-s-loans)