Eligibility – Help Center

Eligibility

• How Does Earnest Determine Loan Ownership? | Student Loan Refinancing
• Do you refinance loans in default or that have been sent to a collection agency? | Student Loan Refinancing
• Can I Refinance My Prodigy Finance Loan With Earnest? | Student Loan Refinancing
• My Student Loans Are Held By an Institution Outside The U.S., Can I Refinance With You? | Student Loan Refinancing
• Can I Refinance My Current Earnest Student Loan Refinance Again? | Student Loan Refinancing
• Is My School And/Or Program Eligible? | Applying for Loans
• I'm Currently Enrolled in School, Can I Refinance? | Student Loan Refinancing
• Can I refinance student loans for schooling I did not complete? | Student Loan Refinancing
• I have student loans from an associate degree, can I refinance with Earnest? | Student Loan Refinancing
• Is it possible to refinance both federal and private student loans?
• Can I refinance loans that have been consolidated or refinanced previously?
• Can Earnest transfer a student loan from one person's name to another? | Student Loan Refinancing
• Can my spouse and I refinance and consolidate our loans together? | Student Loan Refinancing
• Are Parent Plus loans eligible for refinancing?
• Can I refinance someone else’s loans?