Private Student Loans – Help Center
Private Student Loans
General Questions
- ★ Does Earnest Match Rates on Student Loan Offers From Competitors?
- My Resident Status is DACA or Asylee. Can I apply for an Earnest loan?
- I am an International Student. Am I Eligible for an Earnest Loan?
- Am I Able to use my Loan to Cover Past Due Balances?
- What Are The Minimum and Maximum Loan Amounts I Can Take?
- How much can graduate students borrow in federal loans?
Parent Loans
- Is the Student on My Parent Loan?
- Can I transfer a Parent Loan to my child once they graduate?
- Who is responsible for paying back a Parent Loan?
- Do I Have To Make Payments on My Loan While The Student Is in School?
- Will my loan be forgiven if my student doesn’t finish their degree?
Getting Started
- What can the loan help me pay for?
- How quickly can I get my student loan?
- What is the age of majority?
- What financial aid options are available to me?
- When should I apply for graduate student loans?
- What payment options are available to me?
Application
- ★ How long do I have to accept my loan offer?
- Why is the Interest Rate Different from the APR?
- Why was I certified for less than I need?
- Can I Apply Over the Phone?
- Why Is My Disbursement Date Scheduled for a Day in the Past?
- How Can I Reapply?
Cosigning
- Do I Need a Cosigner on My Student Loan Application?
- How Can I Make Payments as a Cosigner?
- What Do I Need to Know About Cosigning on an Earnest Loan?