Repaying Your Loan

Account Information

• FAQ: Student Loan Tax Forms (1098-E, 1099-MISC, & 1099-C) | Repaying Your Loan
• How Do I Locate and Download My 2025 Tax Document(s) (1098-E)? | Repaying Your Loan
• I Am Receiving My Student Loan Statements by Mail, How Do I Go Paperless? | Repaying Your Loan
• I Have a Fixed Rate. Why Is My Minimum Payment Increasing on My Student Loan| Repaying Your Loan
• What is Amortization? | Repaying Your Loan
• What is the Overpayment Billing Direction on My Student Loan? | Repaying Your Loan

Auto Pay

• Why Was My Auto Pay Canceled? | Repaying Your Loan
• What Does It Mean To Be Enrolled in Auto Pay? | Repaying Your Loan
• How Do I Enroll in Auto Pay for the Discounted Rate? | Repaying Your Loans
• What is Biweekly Auto Pay? | Repaying Your Loan
• How Do I Cancel an Auto Payment? | Repaying Your Loan
• How do I Unenroll From Auto Pay? | Repaying Your Loan

Making Payments

• Can I Defer My Loan Payments If I Go Back to School? | Repaying My Loans
• Can I Use a Savings Account To Make Payments?| Repaying Your Loan
• Can I Make a Payment Toward a Loan on Someone Else’s Behalf? | Repaying Your Loan
• How Does Earnest Apply Payments? | Repaying Your Loan
• How Do I Change My Payment Account? | Repaying Your Loan
• How Do I Make a Payment? | Repaying Your Loan

Payment Assistance

• How Can I Apply for Student Loan Forbearance? | Repaying Your Loan
• How Can I Temporarily Lower My Student Loan Payments (Interest-Only Payments) | Repaying Your Loan
• How Do I Skip a Payment and When Am I Eligible To Do So? | Repaying Your Loan
• I Am Getting Calls About My Loan Being Past Due. What Are My Payment Options? | Repaying Your Loan
• What Protections Does Earnest Offer Me? | Repaying Your Loan