Applying For Loans

Application and Rate Check

• What Should I do if My Credit Report is Frozen?  Applying For Loans
• How Can I Apply For An Earnest Loan?  Applying For Loans
• How does Earnest offer such low rates?  Applying For Loans
• How Does Applying for an Earnest Loan Affect my Credit?  Applying For Loans
• I Don’t Have Any Savings. Will My Application be Declined?  Applying For Loans
• If I give you my social security number, will you give me a loan offer?  Applying For Loans

Eligibility

• Can I apply for a loan if I am a citizen of the United States but living outside of the country?  Applying For Loans
• Can I Apply With a Cosigner?  Applying For Loans
• Can I Check My Eligibility Before Applying?  Applying For Loans
• Do I need a degree or diploma to apply?  Applying For Loans
• How Does Earnest Make Decisions?  Applying For Loans
• What Information is Considered on My Experian Credit Report?  Applying For Loans

Income and Assets

• What If My Bonus Or Commission Fluctuates?  Applying For Loans
• What Type of Income Do You Consider?  Applying For Loans
• How will you consider my rent or mortgage payment?  Applying For Loans
• What kind of assets does Earnest consider in my application?  Applying For Loans
• Does Earnest consider household incomes when reviewing applications?  Applying For Loans

Loan Review

• FAQ: Earnest Identity Verification  Applying for Loans
• You're requesting that I upload tax documents for my application. What should I provide? (tax form examples shown)  Applying For Loans
• Who Is Plaid?  Applying For Loans
• What If My Bank Account Won’t Connect, or I Prefer Not to Connect My Bank Account?  Student Loan Refinancing
• Where can I check the status of my application?  Applying For Loans
• My Application Was Declined. Would Anything Change if I Asked For a Lower Amount?  Applying For Loans