# Why lower interest rates are good for student loan refinancing

[9 min read](/content/blog/why-lower-interest-rates-are-good-for-student-loan-refinancing/index.html)

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[Managing Student Debt](/content/blog/category/managing-student-debt/index.html)

[How to Refinance Student Loans in 2026: The Complete Guide](/content/blog/how-to-refinance-student-loans/index.html) [19 min read](/content/blog/how-to-refinance-student-loans/index.html)  
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[Only 10% of eligible borrowers refinance student loans despite potential savings. What’s stopping them?](/content/blog/why-borrowers-dont-refinance-student-loans/index.html) [6 mins](/content/blog/why-borrowers-dont-refinance-student-loans/index.html)  
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[Earnest Named Best Private Student Loan Lender By U.S. News](/content/blog/earnest-named-best-private-student-loan-lender-2024/index.html) [3 min read](/content/blog/earnest-named-best-private-student-loan-lender-2024/index.html)  
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